An employee needed personal tools. The company put them on a card, deducted the cost, and kept deducting after the balance hit zero. Then we found the 50% fee. Here is where the arrangement went wrong, and it started earlier than the fee.

Copeland Anti-Kickback governs every deduction on a Davis-Bacon paycheck. Here's what's automatically allowed, what needs written authorization, and what you'll have to refund.